Simplified Loan Interest Rates Rates as Low as. . .**
FOR LOANS WITH AUTOMATIC PAYMENT! (see below) -- Rates are as of April 21, 2009 and are SUBJECT TO CHANGE.
Unsecured Loans
All Terms
Redi-Credit Line of Credit
LOW RATE
9.90%
Signature Loan
LOW RATE
9.90%
Signature Loan Special
12 Month Maximum Term
8.00%
Overdraft Protection
14.90%
New Car - Previously Unowned
1-36 mo.
37-48 mo.
49-60 mo.
*72 mo.
10% or More Down
4.00%
4.00%
4.00%
5.00%
100% Financing may include tax, title and registration fees
4.50%
4.50%
4.50%
5.50%
*72 month financing is for loan amounts of $20,000 or more only
Newer Used Cars 2002 - 2008
1-36 mo.
37-48 mo.
49-60 mo.
10% or More Down
4.75%
4.75%
4.75%
100% Financing may include tax, title and registration fees provided total amount does not exceed NADA value
5.50%
5.50%
5.50%
Older Used Cars 1995 - 2001
1-36 mo.
37-48 mo.
10% or More Down
6.25%
6.25%
100% Financing may include tax, title and registration fees provided total amount does not exceed NADA value
7.00%
7.00%
Boat/RV & Motorcycle
1-36 mo.
37-48 mo.
49-60 mo.
Boats and RV's 10% or more down and Motorcycles with 20% down
7.00%
7.50%
7.75%
Something New For Mortgage Loans Now you can borrow up to 100% of the equity in your home subject to Appraisal and Credit Score. For more information and a loan application form, call our Loan Department at 502-629-3716 or e-mail us at ItsEasy@LMedFCU.org.
Mortgage Loans
1-60 mo.
61-120 mo.
121-180 mo.
First Mortgage - No Points - 80% LTV
4.00%
4.50%
4.75%
First Mortgage - No Points - 100% LTV
4.50%
5.00%
Second Mortgage - No Points - 80%
4.50%
5.25%
5.75%
Second Mortgage - No points - 100%
5.00%
HELP Home Equity Line-of-Credit - 5 year draw period with 15 year payback
Rates Adjust Quarterly - No Points
2.00% Below Prime Rate (Wall Street Journal)
Minimum Rate is 3.00% - Maximum is 18.00%
Share Pledge Loans (Loans Secured by your Savings in this Credit Union) X
3.00% higher than the rate being earned on the Shares Pledged X
VISA Credit Card X
9.90% Annual Percentage Rate -ALL THE TIME Not an Introductory Rate - Not a Variable Rate - It's our regular LOW, Fixed Rate!
No Annual Fee
**Your actual rate is determined by your credit score. If NOT repaying though Automatic Payment, Add 1.00% to any of the rates above. (This requirement may be waived for applicants with A+, A, or B Credit Scores.)
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Print Your Own Loan Application Click Here to go to our "Forms" page where you can download a loan application form and instructions. You may use this application for any installment loan, auto loans or to apply for a VISA Credit Card.
If you are applying for a loan secured by Real Estate, please call us at (502) 629-3716) to have an application faxed or mailed to you.
Need to Estimate Your Loan Payment? Click Here to estimate a loan payment based on the interest rate and term you choose.
